Retirement Plan Solutions

Company-sponsored retirement plans present some of the most effective ways for owners and employees to save on a tax-advantaged basis. With these advantages, however, comes plenty of rules and complexity.

Retirement Plan Specialists

At the R.L. Brown Advisory Group, we navigate this complexity on your behalf — allowing you to focus more on managing your business instead of managing your retirement plan.

Our experience in the retirement plan space allows us to determine which plan type and which plan options are best for your company, given your objectives, the company’s ownership structure and employee demographics.

We specialize in:

  • Defined Contribution Plans — including SEPs, SIMPLE plans, profit sharing plans, and 401(k) plans
  • Defined Benefit Plans — including traditional pension plans and hybrid cash balance plans
  • Non-Qualified Deferred Compensation Plans — including elective deferral plans and supplemental benefit plans

Customized, Flexible Solutions

Our segmented collection of end-to-end services gives you the flexibility to choose only those retirement plan services you need.

  • Interested in a one-time plan benchmarking study? No problem.
  • Need help transitioning to a new recordkeeper or investment provider? We can do that.
  • Prefer a more comprehensive solution, including plan design consulting, investment selection, ongoing investment monitoring, and employee education and advice? We can do that too.

In short, we customize our services based on your objectives and current needs. That way, you only pay for what’s necessary.

Complete Fee Transparency

With all of our services, we fully disclose the amount and source of all fees. Because we want to maintain our independence and avoid conflicts of interest, we don’t accept referral fees, commissions or payments of any kind from third parties. We only accept fees from you or from your company’s plan. Period.

Our Fiduciary Commitment

Most importantly, we commit in writing that we will act as a fiduciary at at times. This means we’ll always place your interests and the interests of your employees ahead of our own and that we will strive to avoid conflicts of interest. In cases where such conflicts are unavoidable, we’ll provide full and transparent disclosure so that you’re always fully informed.